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What Do You Need To Qualify?
Qualify for our top financing options with just 6+ months in business!
Minimum revenue to qualify: $7.5K+ monthly or $60K+ annual gross sales.
We offer financing options for any credit profile.
Revenue Based Financing isn't a loan, but a cash advance repaid by a percentage of your daily credit card sales. The more sales you make, the faster you repay; during slower periods, the payback adjusts with your cash flow.
Complete our 15-second online application and get matched with offers in minutes!
Bad credit? No problem! Many of our top financing options have no minimum FICO score.
Get matched with the best financing options and highest funding amounts!
With our fintech speed, get through underwriting in hours and receive same-day funding!
With Our 5-star reviews, our business financing experts will work with you to solve your business challenges.
Reveal Lending uses AI to streamline the funding process. Get an instant pre-approval and flexible loan options that fit your business needs.
Choose an offer that makes the most sense for you and your business. Compare offer terms and choose what works best.
Choose an offer that makes the most sense for you and your business. Compare offer terms and choose what works best.
Loans offered through our partners may range from $10,000 to $500,000, with repayment terms of 6 to 36 months. Interest rates start as low as 4%, depending on creditworthiness and lender criteria. Specific terms will be provided by the lender during the application process.
Reveal Lending does not charge fees for our services. All loan terms, rates, and fees are determined by the lender. Approval and funding are subject to lender terms and conditions.
Getting started is simple!
Complete our streamlined application in minutes and upload your business documents with zero risk. Check Eligibility
Compare offers with expert guidance from our team and choose the best one for your needs.
Seize growth opportunities or tackle new challenges with confidence and immediate support.
Revenue Based Financing is a cash advance based on future credit card sales, repaid daily or weekly through a percentage of those sales. It’s more flexible but often more expensive.A loan, on the other hand, provides a lump sum of money that’s repaid over a fixed term with set interest rates, regardless of sales fluctuations. Loans tend to have fixed payment schedules and lower interest rates.
Revenue Based Financing works by providing a lump sum of cash to a business in exchange for a percentage of future credit card sales. The business repays the advance through daily or weekly withdrawals, which are based on a set percentage of their credit card revenue. The repayment amount fluctuates with sales—if sales are higher, the repayment is faster; if sales are slower, repayments decrease. Revenue Based Financing offers flexibility, but it often comes with higher fees compared to traditional loans.
Our Revenue Based Financing approval process is generally quick and straightforward. Unlike traditional loans, RBF lenders focus more on your business's daily credit card sales and cash flow rather than your credit score. In many cases, you can get approved in just a few hours with minimal paperwork, making it easier for businesses with less-than-perfect credit to access funds quickly.