Revenue Based Financing

Get the Funding You Need—Fast and Easy!

Application takes 15 seconds
24 hour approval of funds
Finance $10,000 to $5 million
Flexible financing terms

What Do You Need To Qualify?

$7.5K Monthly Revenue

Qualify for our top financing options with just 6+ months in business!

3 Months in Business

Minimum revenue to qualify: $7.5K+ monthly or $60K+ annual gross sales.

No Minimum FICO

We offer financing options for any credit profile.

What is Revenue Based Financing

Revenue Based Financing isn't a loan, but a cash advance repaid by a percentage of your daily credit card sales. The more sales you make, the faster you repay; during slower periods, the payback adjusts with your cash flow.

Simple Application

Complete our 15-second online application and get matched with offers in minutes!

No Minimum FICO

Bad credit? No problem! Many of our top financing options have no minimum FICO score.

Larger Amounts

Get matched with the best financing options and highest funding amounts!

Same Day Funding

With our fintech speed, get through underwriting in hours and receive same-day funding!

Why Reveal Lending

Stellar Reputation

With Our 5-star ​reviews, our business financing ​experts will work with you​ to solve your business challeng​es.

Technology-​first Approach

Reveal Lending uses AI to ​streamline the funding process. ​Get an instant pre-approval an​d flexible loan options that fi​t your business needs.

Multiple Options

Choose an offer that makes the ​most sense for you and your ​business. Compare offer terms ​and choose what works best.

Zero
Surprises

Choose an offer that makes the ​most sense for you and your ​business. Compare offer terms ​and choose what works best.

Term Loans

Loans offered through our partners may range from $10,000 to $500,000, with repayment terms of 6 to 36 months. Interest rates start as low as 4%, depending on creditworthiness and lender criteria. Specific terms will be provided by the lender during the application process.

Reveal Lending does not charge fees for our services. All loan terms, rates, and fees are determined by the lender. Approval and funding are subject to lender terms and conditions.

Apply Now

Discover Lending Intelligence—our perfect blend of fast delivery and exceptional customer care.

Getting started is simple!

1

Apply Online

Complete our streamlined application in minutes and upload your business documents with zero risk. Check Eligibility

2

Review Your Offers

Compare offers with expert guidance from our team and choose the best one for your needs.

3

Receive Funds

Seize growth opportunities or tackle new challenges with confidence and immediate support.

Frequently Asked Questions

What's the difference between Revenue Based Financing and a Loan?

Revenue Based Financing is a cash advance based on future credit card sales, repaid daily or weekly through a percentage of those sales. It’s more flexible but often more expensive.A loan, on the other hand, provides a lump sum of money that’s repaid over a fixed term with set interest rates, regardless of sales fluctuations. Loans tend to have fixed payment schedules and lower interest rates.

How does Revenue Based Financing work?

Revenue Based Financing works by providing a lump sum of cash to a business in exchange for a percentage of future credit card sales. The business repays the advance through daily or weekly withdrawals, which are based on a set percentage of their credit card revenue. The repayment amount fluctuates with sales—if sales are higher, the repayment is faster; if sales are slower, repayments decrease. Revenue Based Financing offers flexibility, but it often comes with higher fees compared to traditional loans.

How easy is the approval process?

Our Revenue Based Financing approval process is generally quick and straightforward. Unlike traditional loans, RBF lenders focus more on your business's daily credit card sales and cash flow rather than your credit score. In many cases, you can get approved in just a few hours with minimal paperwork, making it easier for businesses with less-than-perfect credit to access funds quickly.